5 Simple, Painless Ways to Save Money
Ah, money. That seems to be the main issue on everyone's minds these days, doesn't it? No matter how much people like to say that "money isn't everything", we all know that while it isn't everything, it definitely means a lot.
Want a house? Money. Want an education? Money. Want food? Unless you have your own farm, again, money. Just about everything is related to money these days; there is just no escaping it. And with how strapped for cash many of us are, it makes sense to want to save as much as possible.
After all, even if it's not for a rainy day, it's never too early to save for retirement. Here are five simple, painless ways to get you started:
Prepare your own lunch
This is a no-brainer that you've undoubtedly heard over and over again. And there's a reason for that: because it's true! Think about it. If you spend RM8 a day on lunch at work and opt for preparing something as simple as sandwiches, you'd be saving about RM160! If you normally order drinks for lunch and decide to bring your own bottle of water instead, and assuming said drinks normally average around RM2.50 per glass, you'd be saving about RM210!
Well, less if you take the cost of bread and whatever goes into your sandwich into account. It might not seem like much, but if you keep this up for a year, you're looking at approximately RM2500 saved.
Stick to drinking water
As boring as this may sound, instead of opting for flavoured drinks, you might want to consider drinking water almost exclusively. Not only is it more healthy in the long run, it will also save you a ton of money! Who knew that all of those flavoured drinks could cost you so much? And have I mentioned that if you stick to water, you'll have the added benefit of clearer, more dewy skin? Love.
Save on hot water
You'd be surprised by how much hot water costs. So rather than using up electricity and running up your bill, you could opt for -brr!!- showering with cold water. I know, I know. It's not exactly painless, but once you get used to the chilling temperature, you'll be saving a lot of money. The best part? It wouldn't even require much effort at all. All you have to do is turn off the heat and you're set.
As a plus point, showering with cold water is better for your skin too. It won't cause your skin to peel and it won't irritate any body acne you might have.
Use the train
We have a pretty strong car culture here in Malaysia, and in many cases, it's just about unavoidable. Expensive too, considering how much it costs to pay for parking, petroleum and tolls. That's not even mentioning the cost of having your car serviced or God forbid, repaired... Just the thought of these things can make you lose your hair. There is a solution to this, though. Have you considered using the LRT? If possible, opt for the LRT when commuting to work. You'll find that instead of spending... for example, RM540 a month on your car, you'd be spending about RM230 on travel expenses if you opt for the LRT. That's a lot of money!
Learn how to dress minimally
It may not seem like it, but you'll find that by buying easy-to-match items, you'll have an almost endless supply of outfits to choose from. For instance, if you buy a printed skirt, it may only look good with maybe 2 or 3 other items. If you buy a solid-coloured skirt, on the other hand, you'll have multiple other options to choose from. This is especially true if the skirt in question is black in colour or made of denim.
See what I mean? Try it!
Written by Crunch's Melissa Kartini